While it’s not something we like to think about, making a Will is incredibly important, as it ensures that your loved ones receive the things you have earmarked for them - whether these are sentimental items or a share of your savings.
Without a Will, the law steps in and shares out your assets. Usually, this means a spouse or partner first, followed by children, grandchildren, parents and then closest next of kin.
If there are no relatives, then assets are passed on to the government, crown, Duchies of Cornwall or Lancaster for charitable ventures. If you intended to leave something to a friend, it’s unlikely to go to them unless written into a Will.
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We will now match you up with suitable Will Writers who will call you to discuss your requirements. The Will Writers we work with aim to get in touch within 48 hours.
If you are considering writing a Will, you might also be interested in a funeral planning.
A funeral plan allows you to pay for your funeral, ensuring that your loved ones aren’t faced with any unexpected costs.
We will now match you with suitable funeral plan providers who will call to discuss your requirements. The providers we work with aim to get in touch within 48 hours.
To learn about funeral plan packages, we have put together an overview of the different levels of funeral packages available.
A Will sets out clear instructions about what you’d like to happen to your possessions after you’re gone. Many people find that this gives them peace of mind, as they know that their wishes will be carried out properly. There are several different types of Wills available, you just need to choose the one that fits your needs.
Here is a quick guide to the most common types of Will in the UK.
This is the perfect way to protect the assets of one person, as it allows you to decide about your own circumstances. You can specify the names of friends, family members or organisations you’d like your estate to be split between and what percentage each will receive.
This is the same as a Single Will, with the only difference being that it is signed by two people - usually a married couple - who are leaving their assets to each other. These aren’t very common anymore, as they’re viewed as problematic and cannot be changed after the first partner/spouse dies.
If spouses or partners want to make Wills that are almost identical - the same except for the name of the testator and individual funeral wishes - then Mirror Wills are the best option. They can still opt to leave everything to each other and then their children once the surviving partner/spouse dies.
While they may be identical, their legal documents must still be separate. Each person is named as the sole beneficiary on the first death and the same beneficiaries are included for the second death, meaning the wishes noted in the wills are not impacted by who dies first.
If you have concerns or fears about your mental health deteriorating - such as developing dementia or Alzheimer's disease - then creating a Living Will may put your mind at ease. This allows you to specify your wishes if you become unable to communicate your decisions or make them at all.
You can also make a decision about whether you’d want your life to be sustained, if you’d like to be resuscitated or if you’d like particular medical procedures carried out (eg blood transfusions). These wishes must then be respected by medical professionals, irrespective of protestations from family members.
You can create a Will that is based on trust, meaning that you select a person or organisation to look after or invest assets on behalf of your eventual beneficiaries.
A Trust can fall into one of the following categories:
Designed to ensure your property, or share in a property is looked after properly to protect it from devaluing. For example, if a partner/spouse passes away, paying for a care home can be avoided for the surviving individual.
This can be used to release some assets or funds to a party immediately, whilst protecting the rest for beneficiaries. It is often applied to large amounts of savings.
This allows an appointed individual to manage the inheritance of vulnerable loved ones.
This allows you to nominate someone to become the guardian of your children.
These days, creating a Will can be done online in a few simple steps. You can also make your own Will using a kit purchased online or in some shops and you can also seek professional advice from a Will writing service - it’s completely up to you.