If you are suddenly in a position where you are expected to arrange a funeral, you’re likely to have some questions. Find answers to questions that Funeral Directors get asked here.
A funeral is designed to acknowledge that a person has died and pay tribute to the life they have lived. It also provides friends and family of the deceased with an opportunity to grieve together and share happy memories. It means that your loved ones can face their loss together and provide each other with support during their shared time of need.
The Funeral Director’s role is broad and encompasses many different aspects of funeral arrangements. For example, they deal with the practical needs, such as collecting and caring for the deceased, as well as dealing with third parties that need to be paid on your behalf. They can also provide emotional support and guidance to your family when you are gone. The Funeral Director also makes sure that all your wishes are respected, if there are written instructions already in place such as a prepaid funeral plan in place.
No, you don’t have to use a Funeral Director when planning a funeral. When organising it for someone else, you can make the arrangements yourself or nominate someone else to do it for you when you die. If you opt for this, then the Natural Death Centre or Cemeteries and Crematorium department of your local authority should be able to offer you help and guidance. Just keep in mind that planning a arranging a funeral can be a lot of responsibility to place on someone who is already grieving the death of a loved one.
If the person who has died has left a Will in place with appointed executors, then they will be responsible for arranging the deceased’s funeral. If there is no Will in place, the closest living relative usually then takes responsibility. In an instance where it appears no suitable arrangements have been made, then the local authority or NHS have a duty of care to step in to organise and pay for the funeral.
The cost of a funeral rises every year, with the price increasing as much as 90 per cent in the last ten years. Figures from the International Longevity Centre suggest that the average price from a basic funeral is currently £3,693, but this is expected to rise to £5,226 by 2020. Any additional extras will add to the overall cost of the funeral.Learn more about funeral costs
The cost of a funeral may seem hefty on the surface, as you can be presented with a quote without knowing what makes up the cost. There so much that needs to be paid for, including:
A funeral plan allows you to pay for the cost of your funeral in advance, meaning you can protect yourself and your family against rising costs. It also allows you to choose the funeral that you want, from the type of coffin to the music that is played during the service - you can make all the decisions, allowing your family the time needed to grieve. You can also usually choose to pay in a single payment or by instalments, easing the financial burden on yourself.
Read the benefits of a funeral plan
The government can help out if you are on a low income and either you or your family cannot afford to cover all of the costs of the funeral. This financial help could pay for burial or cremation fees, as well as up to £700 towards expenses like funeral director fees, flowers and a coffin. What you get is completely based on your circumstances.
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We will now match you with suitable funeral plan providers who will call to discuss your requirements. The providers we work with aim to get in touch within 48 hours.
If you are considering a funeral plan, you might also be interested in Will writing.
We will now match you with suitable Will Writers who will be in touch to discuss your requirements. The Will Writers we work with aim to get in touch within 48 hours.
In the meantime, why not head over to our Wills section? It can provide you details regarding types of Wills and what to include in a Will.